Archive for the ‘Motorcycle Insurance’ Category

How To Find Affordable Motorcycle Insurance

Thursday, May 10th, 2012

Are you in search of the best motorcycle insurance in town? If yes, you will need to follow crucial tips for finding the right motorcycle insurance. Read now to learn what you need to do to protect your investment today.

Motorcycle insurance rates are based on a number of factors; some major factors are the cost of the bike, the size of its engine and the amount of coverage. When choosing the right motorcycle insurance, you have to decide between three types of motorcycle insurance policies- Liability insurance, Economy coverage and Complete Package.

Liability Insurance is valuable when you are responsible for an accident. It covers your injuries and any damage to your bike. It also covers physical injury another driver may suffer from during the accident and repairs that drivers vehicle.

Economy Coverage is an insurance that covers liability and the theft of your motorcycle. You are allowed to tailor this coverage to include extras such as a guest passenger liability and uninsured motorist coverage, in case someone hits without vehicle insurance.

Complete Package if you need all of the above coverage, this insurance policy will cover all bases. It includes liability, comprehensive theft and collision insurance.

Below are some other tips on insuring your motorcycle:

-Make sure you ask a specialist about insuring cycles and check with your dealer about policy recommendations.

-Get quotes from multiple insurers to find the best deal in town. Insurance rates can vary by as much as 50%.

- Combine your home, automobile, boat insurance with your motorcycle insurance to receive a bulk discount for insuring multiple items.

-Join a motorcycle club to receive discounts that only members of established motorcycle clubs can obtain. Some motorcycle clubs you can join are American Motorcyclist Association, BMW Motorcycle Owners of America and Harley Owners Group.

-Also remember you can receive additional discounts for being over the age of 55, having a clean driving record, owning your own home and storing your bike in a safe place such as a garage.

For affordable motorcycle insurance, request a quote from Kennedy Insurance Maryland here.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: 8 Tips For Finding Motorcycle Insurance

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3 Ways To Save On Motorcycle Insurance

Thursday, April 5th, 2012

If you are looking for ways to save on motorcycle insurance, you are in luck. You can find a good deal on motorcycle insurance by learning about the types of coverage available and how you can save money with them. Read to learn and start saving today.

The three types of motorcycle insurance are as followed:

Liability and Property Damage is the minimum coverage the state law requires. This insurance covers your bodily injury, another person’s bodily injury if you are at fault, and property damage you inflicted on someone else’s property.

Comprehensive and Collision is another motorcycle insurance coverage. This coverage will protect your motorcycle from fire, theft, flood, and vandalism. The higher your deductible, the lower the cost of your insurance will be. This type of coverage often only covers the cost of replacing factory parts. It will not cover custom parts and accessories. If you believe you will need custom parts and accessories covered, you will need additional coverage or optional equipment coverage.

Uninsured Motorist insurance covers you if you are in an accident with someone not carrying liability insurance. It covers medical bills, loss wages, pain and suffering. So make sure your motorcycle insurance covers both medical and property damage.

Here are a few ways to save on Motorcycle Insurance:

-Ask for a Higher Deductible when purchasing comprehensive and collision coverage for your motorcycle, especially when you have a high-end sports bike. When you have a higher deductible you can combat high premiums because your monthly premium is lowered by 30 percent.

Get a Motorcycle Safety Foundation Certificate. When you demonstrate to your insurance company you are a good driver, you can get a 10% to 15% discount on your motorcycle insurance.

-Combine Insurance Coverage. If you have all of your insurance coverage with one company, you can save big. You can combine your car, homeowners/ renters insurance with your motorcycle insurance. You could saver over 10% of insurance.

For affordable motorcycle insurance, request a quote from Kennedy Insurance Maryland here.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Saving on Motorcycle Insurance

 

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3 Tips on How To Buy Affordable Motorcycle Insurance

Friday, February 24th, 2012

Nice Spring weather is coming soon! It is time to get ready for beautiful motorcycle rides and buy motorcycle insurance. This article will provide you 4 tips on how to buy affordable motorcycle insurance.

Get Your Motorcycle Insurance Quotes

Motorcycle insurance differs in coverage from one insurance company to another insurance company. You should get several motorcycle insurance quotes from different insurance companies (about 3-4 quotes). If you have a car or home, ask for a motorcycle quote from the same insurance.

Choose the Appropriate Amount of Liability Coverage

An important part of your motorcycle insurance is the liability coverage. The liability coverage covers accident financial obligations and pays for any damage your motorcycle may inflict on other property or people. Your liability coverage should be high enough to protect you from the majority of lawsuits.

If you plan on carrying passengers on your motorcycle, you will need to purchase liability coverage that will cover passengers.

Get Discounts

You may not need every option on your motorcycle insurance coverage but you could always benefit from a discount when available. If you raise your deductible, you can get a good-sized discount. To make your insurance even more affordable, think carefully on whether you want a high speed or cruise motorcycle (they are the most expensive motorcycles), which cost more for coverage.

Be safe and add security features to your motorcycle to lower cost more.

If you want reliable and affordable motorcycle insurance today, buy coverage from the Kennedy Insurance Agency. Request a quote here.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Tips On How To Buy Motorcycle Insurance

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How To Get Cheap Insurance For Your MotorCycle

Friday, December 16th, 2011

Are you planning on getting a motorcycle this holiday season? If yes, we have a few tips to share with you to help you get the cheap insurance for motorcycles.  Now many insurance companies offer in person and online motorcycle insurance quotes. Read below to learn how to get cheap insurance for your motorcycle.

Include your motorcycle to your car insurance policy.

If you already have a car, request your car insurance agent for a quote for motorcycle insurance. Insurance companies offer a policy discount when you cover several vehicles.

Drive Less

If you drive your motorcycle less, an insurance company will offer a cut rate to you for driving less. Ask about the low mileage discount and see if you are eligible.

Aging Helps

The older you become, the cheaper your motorcycle insurance will be. Get experience being a motorcyclist and you will have cheaper motorcycle insurance.

Stay Clean

With a clean driver’s record, you have the potential to get cheaper insurance on your motorcycle.

Park It

Do you have a garage? If yes, you should park your motorcycle in your garage. Your insurance company will give you a better rate, knowing that you are taking precautious to protect your motorcycle. They do this because you reduce the risk of your motorcycle being stolen or vandalized.

For more motorcycle insurance tips, read this article from AnExcellentWays.com.

If you have any questions, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

 

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