Archive for the ‘Car Insurance’ Category

How To Spring Clean And Save On Your Car Insurance

Friday, March 30th, 2012

It is spring and time for you to do a little spring-cleaning and make your car insurance more affordable. We are here to help you do both with a few spring-cleaning tips for your car and ways to make your car insurance more affordable.

Spring Cleaning Tips For Your Car

When cleaning your car, you cannot just focus on the outside. You have to do a good cleaning on the inside. The first thing you should do is clean the clutter by getting rid of all trash – coffee cups, fast food bags, and water bottles. Vacuum your car out and do a deep clean.

Once you are finished cleaning out your clutter, clean your car windows inside and out. This will help you see more details and increase your vision clarity during driving.

Maintenance Your Car To Lower Your Insurance Rate

To save on your car insurance keep your car in the best possible condition. You can do this by going under hood to look at your fluid levels. Look at your oil, transmission fluid, power steering fluid, windshield washer fluid, and brake fluid.

All these fluids are important to the safe operation of your car. You do not want costly auto insurance because you didn’t keep up on your car maintenance. Sometimes auto accidents can occur because of your failure to properly maintain your car.

Once you are done looking under the hood, look at the underside. Inspect your car for corrosion that could have happened during the winter months from salt.

Lastly, take a detail look at your car insurance payments. What are you really paying for? When was the last time you compared car insurance quotes for your car?

You may be paying for more than you really need to pay. You can find affordable car insurance at Kennedy Insurance Agency Maryland.

When you buy an auto insurance policy, you are buying a package of individual coverages. Different coverage protects you against different types of losses. Once you understand the various coverages, you can decide which ones to include in your personal insurance package. You can also determine the limits of coverage you will need.

Check out your auto insurance options.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Spring Cleaning Tips for Your Car and Cheap Car Insurance for Your Wallet

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4 Car Insurance Tips That Save You Money

Friday, February 3rd, 2012

Are you looking for more affordable car insurance? If yes, we have four car insurance tips that will save you money while keeping your property covered. Read below to get started.

Know Your Coverage Types

When picking quality car insurance, you need bodily injury liability (covers injury and death claims against you, when in a car accident), property damage liability (covers claims for property that your car damages during an accident), medical payments (pays injuries to your physical health and occupants in your car during an accident) and uninsured motorist protection (covers your car if someone without car insurance does a hit-and-run).

Be Aware of State Minimums

Your state will have a minimum set of auto insurance liability coverage requirements. Find the minimum auto insurance liability cover requirement on your state’s insurance commissioner’s website. Make sure you know what minimums you have to maintain, so that you can eliminate ones you do not need out of your auto insurance cost.

Be Aware of Financing Requirements

Do you finance your vehicle? If yes, you might have additional requirements to pay. This affects your deductible. Know your required limit before you ever raise your deductible.

Get Every Discount You Can

When you look for discounts, you save big time. Call your insurance company and ask for a list of all discounts the insurance company offers. Review this list to see if you are getting the best discount for your money. For example, the defensive driving discount might be something to look into at an insurance company.

Start saving today with Kennedy Insurance Agency, an affordable and reliable insurance company.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: 20 Tips For A More Affordable Auto Insurance Policy

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How To Keep Your Children Safe in the Car Seat

Thursday, January 26th, 2012

Protecting your children while driving your car should be a top priority. Do you know how to protect your children beyond car seats? If you do not know, we are here to help by giving you a few tips on how to keep your children safe on the road. Read below to get started.

Give Car Seat Straps a Winter Adjustment

If your car seat straps fitted perfectly during the summer months, they may not fit as great in the winter. Why does this happen? The answer is that when the whether gets cold, your children need heavier clothing on to stay warm. Winter coats and snowsuits can make straps too tight for your children to wear seat belts comfortably and safely in the car. You should loosen straps enough to give your child some comfort but never loosen the straps to a point where you or your child can pinch a fold in the strap. When you adjust the straps correctly, the strap clip should still be in line with your child’s armpits. Never forget to tighten the straps again when warm weather returns.

Use Child Safety Locks and Features

You should activate child safety locks to make sure your children do not accidentally open doors and windows while you are driving in your car.

Secure Loose Objects

If you want toys in your car for your children, make sure the toys are soft. In a car accident, objects that would be normally safe can become deadly to your child during a car accident. Studies have shown during rapid deceleration, objects can have 20 times the force they would normally have if thrown. Be sure to secure all hard objects before driving the car somewhere.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Beyond Car Seats: Help Keep Kids Safe on the Road

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3 Tips To Save Money Through Insurance In 2012

Friday, December 30th, 2011

Great way to start the New Year is to save money. You can save a decent amount of money through your insurance in 2012. We are here to help by providing you 3 superb tips to save money through insurance. Read below to get started.

Shop Around For The Best Value Deal

When it comes to car insurance, you need to shop for the best value deal for your personal needs. For example, add an older driver to a vehicle a younger driver uses to significantly save on insurance. Insurance companies will make a policy more expensive when a driver is young in age. Other ways to save on car insurance is through car-pooling with co-workers. If you have less mileage on your car, you have large savings in insurance.

Pay Annually Instead of Monthly

When it comes to home insurance, you can have great insurance savings by paying annually rather than monthly. Be sure to shop around for the best value with home insurance to make sure you save in addition to the annual pay change.

Lower Your Life Insurance By Improving Your Health

You can save on your life insurance by practicing healthier behaviors in your lifestyle. You can improve your lifestyle by giving up smoking.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

 

Source: Ten Top Tips To Save In Insurance In 2012

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5 Useful Car Insurance Tips

Tuesday, December 20th, 2011

Did you know that the cost you pay for auto insurance could depend on a range of factors from age, marital status, car model and home location? Although you cannot change most of these to lower your auto insurance, we can give you five useful auto insurance tips that can save you greatly on your next car insurance bill. Read below.

Know Your Coverage Types

When you pay insurance you are insuring things that a certain car type has potential to experience in its lifetime and your lifetime:

Ø Bodily Injury Liability. This part of your insurance covers injury and death claims that could be against you if you injure or kill someone with your car.

Ø Property Damage Liability. This part of your insurance covers claims for property your car may damage during an accident.

Ø Medical Payments. If you or anyone in your car gets injured, this part of your insurance pays for medical needs.

Ø Uninsured Motorist Protection. This part of your insurance covers you for damages you may suffer from someone who is not insured or someone who hits and runs from an accident.

Ø Collision Coverage. This will cover damage to your car up to its value. It does this because it has a deductible which is what you must pay before insurance takes effect. If you have a very low deductible, you will have a higher premium. Comprehensive, also known as physical damage, covers theft, vandalism, fire, wind, flood and non-accident causes. This is deductible just like the collision coverage.

What You are Riding Matters

If you want to drive will affect your premium cost. For example if you drive a sports car, an insurance company is more likely to charge you more to protect it while you are driving around town. Insurance premiums are usually based on the price of your car and how expensive it would cost to repair it, if necessary. But you can also lower your insurance rate if your insurance company has a solid experience with dealing with a particular vehicle model or a certain category of drivers.

For more of the 5 great car insurance tips, read this article from Auto.HowStuffWorks.com.

If you have any questions, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

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