Archive for the ‘Boat Insurance’ Category

Boat Insurance: 4 Boat Safety Tips To Practice Out On The Water

Friday, April 13th, 2012

Will you be using your boat for recreational use this summer? If yes, you need to know about recreational boat safety tips. This article will provide you with four tips to stay safe while out on the water.  Prepare for fun and safety now.

In the United States more than 13 million boats are registered as recreational boats. Although boating can be fun, it can also be dangerous and destructive – $50 million in boat property damage occurs annually in boat insurance claims. Boating fatalities are around 700 per year. Injuries beyond standard first aid are near 5,000 a year. It is obvious; boat insurance is necessary.

Here are  four  tips to stay safe out on the water:

Don’t Drink and Drive. Boating and drinking do not mix. Almost a quarter of boating fatalities had alcohol as a factor.

- Take a Boating Safety Course. When you are knowledgeable how to be safe out on the water, you are more likely to remain safe. The U.S Coast Guard is a resource you can use to learn and be trained for boating safety.

Follow Traffic Laws. Just because you are out on the open water does not mean you should disregard traffic laws. Laws are made and practiced for you to be safe as possible while boating. Follow the law.

-Have A Float Plan. What is a float plan? A float plan is letting someone know where you will be and when you will be back. This will help rescue personnel know you are gone and  make it easier for them to find you if an emergency happens.

For the best safety, purchase boat insurance from Kennedy Insurance Agency.

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverage’s you need and any savings that may lower your premium.

Kennedy Insurance Agency will help you make the right decisions about your boating insurance. Here are just a few features we offer for boat insurance .

 

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Top 10 Recreational Boat Safety Tips

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Boat And Watercraft Insurance: 5 Precautions To Take To Protect Your Property

Thursday, March 1st, 2012

Do you have a boat or are you considering buying a boat?  No matter the answer, protecting your boat from theft should be on your top priority list. When your boat is not in the water, you need to store it in a secure location. This article will provide you information on how to protect your boat from theft.

A great way to protect your boat from theft is to use special locks to secure your trailer, propellers, outboard motors and removal equipment. Next, you should install alarms that surveillance your boat for theft, sinking and fire.

Here are just a few precautions you should take to protect your boat from theft:

Always take the keys out of the ignition when boat is not in use.

Never leave your boat unattended at docks or beaches.

Chain your boat with other boats (only do in groups with people you know) but make sure you do not scratch the hulls of other boats.

Have your Hull Identification Number (HIN) affixed in an area only know to you and significant others, in case of an emergency.

Record your HIN in multiple places that are safe. If your boat is ever stolen it can help your boat be identified faster.

    Provide your boat the best safety and insurance with Kennedy Insurance Agency’s Boat and Watercraft Insurance.

    If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

    Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

    Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

    Check us out on Facebook and Twitter as well!

    Source: Protecting Your Boat From Theft

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    Must Know Safety Tips For WaterCraft and Boating

    Friday, February 17th, 2012

    Spring is almost here. It is time to take the boat out for a sail. This article will provide you watercraft and boating safety tips just in time for spring boating preparations. Read to save lives and money.

    On your boat you should have a personal floatation device (PFD) available for every person on board. An unexpected accident can occur anytime you board a boat and sail. Another safety concern you need to acknowledge is speed. You should recognize that waterways are becoming more crowded, which means you need to be more cautious and aware of your environment. The most deadly accidents for boats are head on collision. Always be alert.

    The next important safety tip is to never mix alcohol or other drugs with operating a boat. You never know what could happen under the influence or how long it would take for help to come if an emergency occurs. As a responsible boat/water craft operator, you should earn a safety certificate before operating the machinery. While earning the safety certificate you will learn the boating rules, boat handling and how to read buoys.

    But the most important safety measure you can do is having boating insurance.

    According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

    Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverage’s you need and any savings that may lower your premium.

    Insurance coverage you will want for your boat:

    • Liability
    • Physical Damage
    • Theft
    • Medical Payments
    • Motor Coverage
    • Trailer Coverage
    • Boat Covers
    • Docking Fenders
    • Communications Devices

    Discounts you may be entitled to:

    • New Boat
    • Automatic Fire Extinguisher
    • Burglar Alarm
    • Ship-To-Shore Radio
    • Approved Boating Education Course

    If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

    Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

    Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

    Check us out on Facebook and Twitter as well!

    Source: WaterCraft & Boating Safety Tips

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