Spring is almost here. It is time to take the boat out for a sail. This article will provide you watercraft and boating safety tips just in time for spring boating preparations. Read to save lives and money.
On your boat you should have a personal floatation device (PFD) available for every person on board. An unexpected accident can occur anytime you board a boat and sail. Another safety concern you need to acknowledge is speed. You should recognize that waterways are becoming more crowded, which means you need to be more cautious and aware of your environment. The most deadly accidents for boats are head on collision. Always be alert.
The next important safety tip is to never mix alcohol or other drugs with operating a boat. You never know what could happen under the influence or how long it would take for help to come if an emergency occurs. As a responsible boat/water craft operator, you should earn a safety certificate before operating the machinery. While earning the safety certificate you will learn the boating rules, boat handling and how to read buoys.
But the most important safety measure you can do is having boating insurance.
According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.
Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverage’s you need and any savings that may lower your premium.
Insurance coverage you will want for your boat:
- Liability
- Physical Damage
- Theft
- Medical Payments
- Motor Coverage
- Trailer Coverage
- Boat Covers
- Docking Fenders
- Communications Devices
Discounts you may be entitled to:
- New Boat
- Automatic Fire Extinguisher
- Burglar Alarm
- Ship-To-Shore Radio
- Approved Boating Education Course
If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!
Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.
Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.
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Source: WaterCraft & Boating Safety Tips
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