Archive for February, 2012

3 Tips on How To Buy Affordable Motorcycle Insurance

Friday, February 24th, 2012

Nice Spring weather is coming soon! It is time to get ready for beautiful motorcycle rides and buy motorcycle insurance. This article will provide you 4 tips on how to buy affordable motorcycle insurance.

Get Your Motorcycle Insurance Quotes

Motorcycle insurance differs in coverage from one insurance company to another insurance company. You should get several motorcycle insurance quotes from different insurance companies (about 3-4 quotes). If you have a car or home, ask for a motorcycle quote from the same insurance.

Choose the Appropriate Amount of Liability Coverage

An important part of your motorcycle insurance is the liability coverage. The liability coverage covers accident financial obligations and pays for any damage your motorcycle may inflict on other property or people. Your liability coverage should be high enough to protect you from the majority of lawsuits.

If you plan on carrying passengers on your motorcycle, you will need to purchase liability coverage that will cover passengers.

Get Discounts

You may not need every option on your motorcycle insurance coverage but you could always benefit from a discount when available. If you raise your deductible, you can get a good-sized discount. To make your insurance even more affordable, think carefully on whether you want a high speed or cruise motorcycle (they are the most expensive motorcycles), which cost more for coverage.

Be safe and add security features to your motorcycle to lower cost more.

If you want reliable and affordable motorcycle insurance today, buy coverage from the Kennedy Insurance Agency. Request a quote here.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: Tips On How To Buy Motorcycle Insurance

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Must Know Safety Tips For WaterCraft and Boating

Friday, February 17th, 2012

Spring is almost here. It is time to take the boat out for a sail. This article will provide you watercraft and boating safety tips just in time for spring boating preparations. Read to save lives and money.

On your boat you should have a personal floatation device (PFD) available for every person on board. An unexpected accident can occur anytime you board a boat and sail. Another safety concern you need to acknowledge is speed. You should recognize that waterways are becoming more crowded, which means you need to be more cautious and aware of your environment. The most deadly accidents for boats are head on collision. Always be alert.

The next important safety tip is to never mix alcohol or other drugs with operating a boat. You never know what could happen under the influence or how long it would take for help to come if an emergency occurs. As a responsible boat/water craft operator, you should earn a safety certificate before operating the machinery. While earning the safety certificate you will learn the boating rules, boat handling and how to read buoys.

But the most important safety measure you can do is having boating insurance.

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverage’s you need and any savings that may lower your premium.

Insurance coverage you will want for your boat:

  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices

Discounts you may be entitled to:

  • New Boat
  • Automatic Fire Extinguisher
  • Burglar Alarm
  • Ship-To-Shore Radio
  • Approved Boating Education Course

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: WaterCraft & Boating Safety Tips

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4 Car Insurance Tips That Save You Money

Friday, February 3rd, 2012

Are you looking for more affordable car insurance? If yes, we have four car insurance tips that will save you money while keeping your property covered. Read below to get started.

Know Your Coverage Types

When picking quality car insurance, you need bodily injury liability (covers injury and death claims against you, when in a car accident), property damage liability (covers claims for property that your car damages during an accident), medical payments (pays injuries to your physical health and occupants in your car during an accident) and uninsured motorist protection (covers your car if someone without car insurance does a hit-and-run).

Be Aware of State Minimums

Your state will have a minimum set of auto insurance liability coverage requirements. Find the minimum auto insurance liability cover requirement on your state’s insurance commissioner’s website. Make sure you know what minimums you have to maintain, so that you can eliminate ones you do not need out of your auto insurance cost.

Be Aware of Financing Requirements

Do you finance your vehicle? If yes, you might have additional requirements to pay. This affects your deductible. Know your required limit before you ever raise your deductible.

Get Every Discount You Can

When you look for discounts, you save big time. Call your insurance company and ask for a list of all discounts the insurance company offers. Review this list to see if you are getting the best discount for your money. For example, the defensive driving discount might be something to look into at an insurance company.

Start saving today with Kennedy Insurance Agency, an affordable and reliable insurance company.

If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!

Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.

Our primary goal is to provide the people of Baltimore, Maryland and its surrounding areas with adequate Insurance at a competitive price, while still providing excellent customer service.

Check us out on Facebook and Twitter as well!

Source: 20 Tips For A More Affordable Auto Insurance Policy

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